A noisy internal battle has spread in the XRP Army, with Zach Rector accusing Jake Claver of using high-confidence pricing narratives, especially the “$100 XRP by the end of 2025” call, to draw attention, loyalty, and money from the public.
Rector released a two-part video series on December 31st, which aims to “debunk Jake Claver’s lies.” Claver, CEO of Digital Ascension Group, is one of the loudest XRP bulls. Although the $100 XRP call on Jan. 1, 2026 clearly failed, Rector argues that the miss wasn’t just a bad call, it was the conviction and urgency behind it, sold to a public that spent years going through catalyst talk, NDA hints, and timeline debates.
$100 XRP call
Rector said he challenged XRP’s claim of $100 by mid-2025 and was surprised that Claver kept repeating until the final days of the year. According to Rector, the problem is not the prediction, he said he also missed the set goals, but the way the extreme results were sold as almost certain, with the definition of privileged information.
He played a clip of Claver’s live show after Rector criticized the $100 call. When asked, Claver refused, instead suggesting that he might “know something.”
“If I was going to pivot, I would have changed by now,” Claver said in the clip cited by Rector. “Except I know something. Why wouldn’t I? … We’ll see what happens at the end of the year. We’ll see where the price is. And I think the results will speak for themselves.”
Rector asserted that this type of messaging: NDA-coded, signing “trust me” becomes a safeguard within the culture of XRP, where many owners have learned to treat deadlines and internal claims as marketable issues. Rector calls this behavior “fraud,” saying that “Claver’s business model is so dependent on that fraud” that he “can’t back out now.”
Talking to Jake Claver is part 1 pic.twitter.com/rmVMK3XtUH
— Zach Rector (@ZachRector7) December 31, 2025
Serious Allegations
Rector’s sharp accusations go beyond price talk and into what he described as XRP-focused funds offered by Digital Wealth Partners (DWP). He said the community sent “a lot of XRP” into Claver’s orbit and that “there is a big difference between what he said publicly and what investors told me privately.”
“Jake and his program, his business has grown so much that they have taken a lot of XRP from our community,” said Rector. “There is a big difference between what he says publicly and what investors tell me privately.”
Rector said he received financial reports and performance updates and said he did not share them publicly for fear of retaliation, adding that investors had been warned not to share the reports and that the reports were time-stamped. He also made a specific performance claim: “one of the funds… has been losing money all year,” he said, adding that it has “lost more than 4% annually,” before fees, including “2% AUM fees in some cases.”
Talking to Jake Claver is part 2 pic.twitter.com/rYkmJ1jsfr
— Zach Rector (@ZachRector7) December 31, 2025
The rector’s broad point was that XRP holders are being asked to accept a “trust me brother relationship” regarding returns, as he said he has not heard from any investor who can guarantee “payments and distributions outbound” in a marketing-friendly way.
To explain why he considers the trust gap to be serious for XRP managers, Rector refers to a previous legal dispute involving Claver and Digital Ascension. Rector said the case is public record and described it as “VeriVend vs. Jacob Levi Claver and Digital Ascension Group” in the Western District of New York. He read from what he described as a trial in court and emphasized that the allegations and confessions he presented included phoned assurances and impersonation.
“This is a serious deal,” Rector said, arguing the behavior he describes should matter to XRP executives who are asked to trust performance claims, NDAs, and time-sensitive issues. He urged viewers to review the “complaint response,” which he said included admitting to registering a domain associated with VeriVend and making wire transfers.
Rector also said that the case has been resolved, pointing to the “certificate of arbitration” dated Feb. 12, 2025. He said, separately, Claver paid the dissenters in XRP to settle, Rector asserted as a guarantee.
Rector framed his goal as containment rather than escalation, saying he wants the community to “stay together” and “not divide,” but he also laid out a clear solution: third-party verification. “I want there to be a third-party audit of those funds,” he said, asserting that the absence of audited funds would make it unreliable to report performance related to XRP strategies.
At press time, XRP traded at $1.85.
The featured image was created with DALL.E, a chart from TradingView.com
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