XRP had a controversial 2025 – all-time high, with subsequent declines.
Ripple closed out arguably its best year to date, with several high-profile acquisitions, a positive conclusion to a lawsuit against the SEC, and new partnerships and licenses. The traditional token also gained, at least until the summer when it reached $3.65, breaking its 2018 ATH.
However, the next few months were painful despite the Q4 launch of five XRP ETFs in the United States. As a result, the commodity ended 2025 in the red and below $1.90. All eyes are now on the new year and what it may bring to XRP’s price performance. Here’s what ChatGPT thinks.
XRP Back Under $1?
Except for a brief and unexpected dip below the $1.00 level during the early October market crash, Ripple’s XRP has remained above that line throughout 2025. In fact, it has not been below it since late November 2024.
However, ChatGPT believes that such a breakdown is possible in 2026. It identified several risks that could arise and cause a major collapse:
- Strong profit taking for long term owners
- Diminishing demand for speculation when the broader market cools
- Greater uncertainty that limits the institution’s risk appetite
Remember that large long-term holders, often called whales, have been selling aggressively since October, dumping billions of tokens in Q4.
If this worrying behavior continues, the token “may lose the main psychological support and revisit the range of $ 1.00-$ 1.20, which represents another 40-50% drop from the current levels. Although painful, such a movement would not be unprecedented for XRP, which has tended to recover deeply after the euphoric rallies seen during the 20 one.
Or Maybe $7-$10?
ChatGPT acknowledged that XRP is entering 2026 at a “crossroads” without a clear price direction. It added that the first few months may set the trend for the rest of the year. If the bulls are in control, then the AI field sees a big run ahead.
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If that is to happen, however, Ripple will need to continue its impressive year-to-year performance in terms of partnerships, licenses, and the growing use of the XRP Ledger. In the event that these factors coincide, including a market resurgence, XRP could post a 3x to 5x move from current prices and head towards $10.00.
“Such a rally will likely be driven by institutional capital rather than sales hype – a dynamic shift that could make the move faster and more violent than in previous cycles,” concluded ChatGPT.
The XRP ETF space has really enjoyed the first few months, gaining more than a billion dollars, while other crypto-focused funds have fallen.
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