Crypto Payments Reach a Breakthrough Point Using Visa Card Over 500%

Visa-backed crypto cards recorded the biggest increase in consumer spending last year, with total spending up 525% from January to December. According to data compiled by on-chain trackers, spending went from $14.6 million in January to $91.3 million at the end of December.
Great Cards Drive Growth
Most of the increase was focused on a small group of cards. The data shows that the EtherFi Visa card is estimated at $ 55.4 million in total, more than double Cypher’s 20.5 million for the second Cypher. The six tracked cards include offerings from GnosisPay, Cypher, EtherFi, Avici Money, Exa App, and Moonwell.
Source: Dune Analytics
Dissolving Patterns and Data Sources
Data from Dune Analytics shows statistics measuring the total amount of money spent on Visa-issued crypto cards driven by Visa-affiliated blockchain projects. Growth appears to be steady throughout the year rather than a one-off increase, with monthly spending rising through 2025.
According to Polygon researcher @obchakevich_ via X on Sunday, these numbers show that crypto cards are gaining popularity among users and highlight how important crypto and stablecoins have become in Visa’s global payment network.
. @Visa continues its growth into crypto, gradually increasing the volume of use of crypto cards as @gnosispay, @ether_fi money, @Cypher_HQ_, @AvicMoney, @Exa_App, @MoonwellDeFi card, and others.
If we look at the statistics of 6 crypto cards on Visa, we can quickly see… pic.twitter.com/Z5JzpBggI9
— Alex (@obchakevich_) January 4, 2026
What This Means for Payments
Analysts and researchers say that this jump suggests that some crypto cards are starting to be used on a daily basis by certain groups of customers. Based on reports, cardholders are using crypto balances to pay for regular purchases instead of always converting to fiat first. That change could make stablecoins and crypto rails more suitable for payment firms and banks.
Total crypto market cap at $3.12 trillion on the daily chart: TradingView
Visa Goes To Stablecoins And Advisory Service
Visa has been active on the stablecoin front and has signed plans to support a wider stablecoin payment infrastructure. Reports indicate that Visa has established plans to help banks and partners build stablecoin solutions and set up advisory work on the token currency by late 2025. Those measures are accompanied by card usage data, which some observers see as an effective test of crypto payment flows at scale.
Growth in a small set of cards does not mean mass adoption yet. Observers warn that legislation, consumer protection, and seller acceptance remain key issues. At the same time, the numbers show that crypto-linked payments are no longer just a niche experiment; they are used for actual transactions by measurable groups of users.
Featured image from Cebuana Lhuillierchart from TradingView
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Source: Dune Analytics


