Top Bullish Predictions Pushing XRP Price to New All-Time High Above $3.8
XRP is trading around $2.06 on January 13, 2026, leaving its price action a full step below its last rally that ended at a high of $3.65 in July 2025.
However, predictions that XRP would regain that peak and move to higher levels above $3.8, were on the front page of the bank’s research notes and chart projections led by traders. Notably, various technical analyzes have taken place suggested that XRP is fixed going back to the $3s and new price points this year.
Standard Chartered’s XRP Target Clears $3.8
XRP’s all-time high price now looks out of reach, especially considering the cryptocurrency’s current struggling to leave $2 behind. At the time of writing, XRP is down about 44% from its July 2025 peak of $3.65, but institutional buying from Spot XRP ETFs still offers a glimmer of hope.
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One of the most notable recent institutional-style predictions from XRP comes from Standard Chartered’s digital assets survey, which reveals a multi-year trend that sees XRP break above the $3.8 level.
According to the bank’s analysts, XRP is expected to reach as high as $8 by the end of 2026, a level that comfortably eclipses the previous peak and suggests an almost 300% increase from current levels if certain conditions hold.
It is interesting that this idea came up Geoffrey Kendrick, Global Head of Digital Asset Research for Standard Chartered. This forecast was made based on the assumption of continued institutional adoption and strong inflows into XRP-based ETFs.
Technical Outlook as Ripple Enters 2026 Impact
Recent technical commentary from many analysts has been mixed with XRP’s bias. For example, XRP analyst EGRAG CRYPTO he revealed a developing a structure to retest the breakout in the monthly candle time period. According to the analyst, historical prospects are favorable as long as XRP holds above the range of $1.60 to $1.40 at peak times, and long-term channel forecasts place the price of XRP as high as $22.
For a short-term view, Crypto Feras explained XRP’s recent break above $2 is a reversal signal. His analysis points to $2.67 and $3.01 as the next resistance levels, areas that could pave the way for a full retest of the previous peak near $3.8 if cleared. Adding to this, ChartNerd noted that XRP the long-term fractal structure is still active despite the recent XRP price correction.
Related Reading: XRP Price Prediction Analysis: Why $16 Is Still On The Table
These price movements are viewed favorably against the backdrop of Ripple’s year-to-date momentum. Ripple CEO Brad Garlinghouse Recently pointed out strongly progress by 2025 with examples of large purchases of Ripple Prime and GTreasury and growth global license trail.
Now that Ripple is positioning itself for what its leadership has described as a 2026 streak, a combination of technical and company fundamentals has strengthened the case that XRP may be close to moving to all-time highs.
Featured image from Adobe Stock, chart from Tradingview.com
