What Digital Clarity ACT Says About The Likes Of Dogecoin And XRP

Dogecoin and XRP have come under increased regulatory scrutiny following the release of new draft language in the Digital Asset Market Clarity Act, which proposes a framework that could differentiate itself from Bitcoin and Ethereum. Instead of relying on independent discussions about network allocation or token usage, the draft links legal management to the asset supports the product listed on the exchange. This represents a significant change in the way major altcoins may be treated going forward.
What Are The Latest Draft Signals For Dogecoin And XRP
January 13, 2026, reporter Eleanor Terrett highlighted part of the latest draft of the Digital Asset Market Clarity Act that lays out the clear regulation of “network tokens.” It states that the token will not be classified as a collateral asset or considered a security if, on January 1, 2026, it serves as the primary asset of an exchange-traded product listed on a US national securities exchange.
This situation is critical because it directly affects compliance obligations. Tokens that qualify under this standard will not be required to file mandatory disclosures for other digital assets under the bill. Basically, the framework establishes a token control shortcut that meet a defined level of institutional recognition for exchange-listed products registered under Section 6 of the Securities Exchange Act of 1934.
Under this structure, goods such as XRPDogecoin, Solana, Litecoin, Hedera, and Chainlink will enter the framework in the same place as Bitcoin and Ethereum from day one, as long as the exchange product requirement is met. Because Dogecoin and XRP specifically, this represents a viable route out of long-term legal uncertainty. Their legal status will depend verifiable market structure instead of a subjective regulatory interpretation, to provide investors, exchanges, and institutional participants with a clear level of compliance and market involvement.
How the Digital Asset Clarity Market Act Was Shaped
I Digital Asset Clarity Market Act introduced in the US House of Representatives in 2025 as lawmakers seek to address years of separate crypto oversight. The bill was developed under the leadership of the House Appropriations Committee.
Throughout 2025, lawmakers broadcast drafts of many discussions to regulatorsindustry groups, and legal experts. This draft is intended to replace the policy driven enforcement of statutory definitions, incl the concept of “network tokens,” which forms the core of the present proposal. The January 2026 draft represents the latest stage in that process, focusing on application limits rather than a broader regulatory theory.
Although the Act has not yet been passed into law, it has been passed improved by committee review and it remains a key reference in ongoing discussions of market structure. Its value lies in the predictability it presents. For Dogecoin and XRP, the bill does not promise immediate relief, but sets a clear standard for achieving regulated equity. That change alone changes how these assets are evaluated by exchanges, institutional issuers, and investors navigating the US digital asset landscape.
The featured image was created with Dall.E, a chart from Tradingview.com
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