From finance to the front door: How expert guidance supports WA first home buyers

Building your first home is a rare opportunity to create a space that fits your lifestyle from day one, and with the right guidance, it can be a fun and rewarding way to enter the property market.

With new land opening up across Western Australia and housing demand continuing to grow, building has become an attractive option for first home buyers looking for value, choice and long-term confidence.

From choosing the right block to choosing a property that suits your budget and lifestyle, professional support can help turn a milestone into a smooth and smooth journey.

Why building your first home offers more choice and flexibility

One of the biggest benefits of building is the ability to start with a blank canvas and shape the home around your lifestyle.

“You have the ability to choose the best combination of home and land to fit your budget and lifestyle,” said Michael Vermey, General Manager at Step 1 Homes.

“You also have the opportunity to customize the design, colors, and finishes to reflect your style and the latest trends.”

New residential communities also offer strong lifestyle appeal, with modern infrastructure, local amenities and a sense of community sought by many first-time home buyers.

For budget-conscious buyers, construction can also present an accessible route to the market, often at a more competitive price than established homes.

How professional guidance keeps your building running smoothly

A builder who understands first-time home buyers can make a meaningful difference in the transaction, especially when it comes to navigating the steps that go beyond the design of the home itself.

A good architect will support you through every step of the process, from finance, to permits, to design selection.

Backed by industry leaders Plunkett Homes, Step 1 Homes draws on over 120 years of experience in the WA construction industry to support first home buyers at all stages.

“We only work for first-time home builders, which enables us to make the journey to home ownership easy and hassle-free,” said Mr Vermey.

The team includes experienced designers, interior designers, tradesmen and site managers, all working together to deliver a simple structure and a high quality end result.

“We have experienced designers who build our homes and interior designers who help with seamless color and product selection,” he said.

“We have a team of highly qualified and experienced tradesmen and site managers who look after your home, with excellent after sales service.”

What first-time home buyers need to understand before they get started

Doing some groundwork early can help first-time home buyers feel confident and in control before construction begins.

Understanding your finances is an important first step, including your deposit, borrowing capacity and any government incentives you may be eligible for.

Andrew Black, Step 1 Homes Sales Advisor, says getting the right advice early can open up more opportunities for buyers.

“Many first-time buyers find it difficult to understand their financial needs,” he explains.

“At Step 1 Homes, we partner with Central Lending Solutions, which can help with all aspects of first-time homebuyer loans, deposits, mortgages, and grants.”

Beyond fees, it’s also important to understand what is and isn’t included in your construction contract.

“Some companies may not be clear about what is included and what is not included, and what can be done better by yourself versus your contract with the builder,” said Mr Black.

Clear guidance and transparent installations can help buyers plan with confidence, while additional protections such as price holds and construction time guarantees provide certainty about budgets and timelines.

“We want to make home ownership as simple and efficient as possible, step by step, from finance to land purchase to home design, to construction and delivery,” explained Mr Vermey.

“Every step is designed to provide the best possible client experience.”

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