The XRP Ledger has quietly crossed an important milestone. What began as an experimental blockchain designed to challenge the inefficiencies of cross-border payments is now growing into a full financial infrastructure. With the last hurdles once removed from limited bank participation now, XRPL is no longer a trial run by institutions; it’s something they can use.
How XRPL Addresses Compliance and Performance Gaps
Ripple has removed the main barrier that previously prevented banks from settling directly on the XRP Ledger, a change that could allow billions to enter the Ledger. Crypto analyst Diana has revealed that for many years, a repeated question has surrounded Ripple’s network of more than 300 bank partnerships: If the adoption was so extensive, why is there not a large volume of the chain in XRPL?
As explained by Ripple Chief Technology Officer (CTO) and board member David Schwartz (JoelKatz), the reason was not technical performance; it was the obedience and assurance of the other. The institutions could not confirm who is providing the funds or whether the affiliated companies meet the regulatory requirements for on-chain processing.
That ban is now being fixed. Allowed Domains are live on XRPL, allowing institutions to operate within a compliant, access-controlled environment while still benefiting from on-chain payments. However, the Allowed DEX, which is scheduled to go live on February 18, will only create institutional spending pools designed for regulated participants.
A big week is coming for Ripple XRP, the token with more usage expected. BSCN on the X platform reported that the next week could be an important one for the Ripple community, with new updates focused on expanding the real-world use of XRP to be launched. RippleXDev has announced that the XRP community day will take place on February 11, which includes a series of live social media events.
One of the key discussion points will be how the features of the upcoming roadmap translate directly to the XRP application. RippleXDev indicated that the session will explore several fundamental pillars designed to drive adoption, including scalability through smart extensions and contracts, zero-knowledge proofs (ZKPs) of privacy and stability, and compliance building blocks such as permissioned domains and permissioned DEX.
Why Dangerous Situations Often Precede Relief Society
The price of XRP has entered the most oversold state in its history. According to Skipper, analysts say that every time an altcoin reaches relative extremes, the price ends up being pushed back higher. Based on this historical pattern, XRP may be approaching a significant recovery, with a move back above the $2 level now in focus.
At the same time, the evolution of classic DEX is accelerating. DEX Pro will consolidate valuable market data into a single, simple interface, bridging the gap between decentralized releases and professional-level data analysis and providing traders with the tools to make smarter, faster, and more informed decisions.
