Inside Ripple’s Massive Industry Survey for 2026

Stablecoins are a key focus, with 74% of managers viewing them as tools to unlock working capital and improve treasury performance.

Ripple has released the findings of its 2026 Digital Asset Survey, which shows that cryptocurrencies are now considered an important infrastructure in all countries of the world. The report finds that 72% of institutions believe that providing digital asset solutions is necessary to remain competitive.

The findings are based on responses from more than 1,000 financial executives across banks, asset managers, fintech firms, and corporations. They highlight the transition from earlier skepticism to active integration into core financial activities.

Stablecoins Gain Ground in Treasury Operations

Stablecoins stand out as a key area of ​​interest among respondents due to their practical use in managing cash flows. About 74% of managers see them as tools that can unlock trapped working capital and improve treasury performance beyond basic payments.

In fact, fintech firms are currently leading stablecoin adoption, using it for payments and collections in everyday transactions. Many traditional institutions are exploring partnerships to achieve this functionality and integrate it with existing financial systems.

Besides stablecoins, tokenization efforts are showing a strong focus on storage as a key requirement for institutions entering the space. About 89% of service provider survey respondents prioritize secure storage and storage capacity when choosing partners.

These approaches vary across sectors, with banks focusing on lifecycle management and pre-issuance advisory services. On the other hand, logistics managers place great importance on distribution channels and reaching a wider customer base.

Institutions Prioritize Security and Integrated Platforms

Institutions use strict criteria when choosing partners, emphasizing safety certifications and regulatory specifications. Technical support and industry knowledge are also important factors, with many respondents choosing platforms that offer integrated services.

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Security and support priorities extend to the platform’s design. More than half of respondents prefer solutions that combine storage, compliance, and operational tools in one place. Such integrated approaches simplify infrastructure as institutions scale their digital asset strategies.

Reflecting this shift in priorities, Ripple said institutions are no longer debating whether to acquire digital assets but rather deciding how to use them. The report suggests that the market is entering a more mature stage defined by killing rather than exploration.

Taken together, these findings point to increasing alignment between digital assets and traditional financial systems. As legislation evolves and infrastructure improves, institutions are positioning themselves to expand their use of stablecoins, tokenized assets, and custodial services.