Ripple CEO Garlinghouse Predicts CLARITY Bill Has 90% Chance of Passing Soon

He said this after a recent meeting at the White House.

Ripple CEO Brad Garlinghouse said he now sees a 90% chance that the CLARITY Act will become law by April 2026. He described the outlook as stronger than ever, citing legislative progress in Washington.

According to the CEO, the improved opportunities reflect the recent interaction between lawmakers, the White House, crypto firms, and bank representatives. He noted that negotiations have shifted from broad disagreements to resolving specific policy details.

Legislative Momentum Builds in Washington

Garlinghouse shared his revised opinion during an appearance on Fox Business, pointing to growing bipartisan interest in market structure legislation. He said the recent meetings have helped resolve the disagreements that have delayed progress in the past.

That momentum follows the passage of the CLARITY Act in the House of Representatives in 2025 with partisan support. Senate consideration has taken a long time, though observers say the current pace reflects renewed urgency.

In order to maintain progress, officials involved in the talks reportedly aim to resolve remaining policy disputes by March 1, 2026. Supporters see the timeline as important, considering that legislative initiatives are often solidified before midterm elections.

Stablecoins and institutional regulatory clarification

The CLARITY Act, officially known as the Digital Assets Market Clarity Act, seeks to establish a unified government framework for digital assets. It will define supervisory roles by assigning securities-like assets to the securities regulator and commodity-like assets to the Futures Trading Commission.

Proponents argue that clear boundaries would reduce legal uncertainty and provide consistent guidance for firms operating in the United States. They argue that this can reduce compliance risk and support broader participation by established financial institutions.

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Despite this support, stablecoins remain a key issue in discussions, particularly whether issuers can offer yield-style features to collateral-based holdings. Banking groups warn such practices could affect deposits, while crypto firms argue the restrictions could drive activity elsewhere.

Against that, Garlinghouse said the long uncertainty has limited innovation, citing Ripple’s legal experience as partial but incomplete progress. He stressed that individual court decisions cannot replace clear, industry-wide rules.

Market expectations have also changed, with prediction platforms such as Polymarket showing growing confidence in the projected timeframe. Analysts see the coming months as an important window before political changes make the process even more difficult.